Retirement and Benefits Planning Courses

Who Should Attend

All Federal civilian employees are eligible to attend, and it is never too early to plan! Employees of all ages and grade levels need this training.

What You Will Learn

• Understand the differences between CSRS and FERS and determine if you are under the correct retirement system.
   
• Develop a realistic action plan to help you meet your retirement goals.
   
• Learn how your annuity will be computed, who is eligible, and what taxes you will pay.

• Learn methods for reducing personal debt, as well as the basics of money management.
   
• Understand the rules for unused annual leave and unused sick leave.
   
• Find out how your Social Security benefits will be computed and what taxes you may be required to pay.
   
• Review your Federal Employees Group Life Insurance (FEGLI) benefits and the Federal Long Term Care Insurance Program (FLTCIP).
   

• Learn about your health benefits options, including FEHB, Medicare, COBRA, and Flexible Spending Accounts (FSAs).
   

• Receive an overview of the G, C, F, S, I, and L Funds and choose the best Thrift Savings Plans (TSP) for your situation.

• Need Cash? Should you borrow from your TSP Account or a commercial lender?
   
• Receive a TSP overview, including tax benefits, contribution rules, transfers, rollovers, loans, withdrawal options, annuities, and taxable distributions.

Why You Should Attend

Will you really be ready to retire when you are eligible? This class will help you maximize your opportunities and determine how much you will need to retire comfortably.  Retirement and other benefits have become much more complicated. The decisions you make now will determine your standard of living later. Learn what is best for you! Our dynamic instructor, Tony Mitchell, is an expert who gives you the information that you need to know - in plain English.

Course includes lunch, continental breakfast, refreshments, certificate, and all materials.